affordable therapy

Looking for Affordable Therapy? Here Are 6 No-Cost, Low-Cost Options For You to Try

May is Mental Health Awareness Month! 

For some of us, keeping our mental health in check is a daily mantra. For others,  extra help is needed to conquer past trauma from a professional. 


If you’re one of those people, perhaps the search and cost for affordable therapy continues to elude you, but we are here with solutions!


To help you get started or continue on your path of mental wellbeing, we’ve assembled six free or low-cost affordable therapy provider options for you to choose from.

Please note: Each of these programs may offer services for a limited time and/or change over time. Please read carefully and be sure to ask critical questions before you get started.


Therapy for Black Girls 

TBG is an online space dedicated to encouraging the mental wellness of Black women and girls. It was founded by Dr. Joy Harden Bradford, a licensed psychologist, speaker, and the host of the wildly popular mental health podcast, Therapy for Black Girls

The Therapy for Black Girls Sister Circle is a space that encourages Black women to be in community, be supported, and just be themselves, while offering affordable therapy at a minimal cost monthly or annually.

Plans are $9.99/month or $99.00/year.


Loveland Foundation

The Loveland Foundation was established in 2018 by Rachel Cargle in response to her widely successful birthday wish fundraiser, Therapy for Black Women and Girls. After successfully raising $250,000 through her social media community, Black women and girls nationally received therapy support.

With the barriers affecting access to treatment by members of diverse ethnic and racial groups, the Loveland Therapy Fund provides financial assistance to Black women and girls seeking affordable therapy nationally.

For financial assistance, click HERE


Sista Afya 

Sista Afya is a social enterprise that provides low-cost mental wellness services that center the experiences of Black women. We believe that by making mental wellness simple, accessible, affordable, and centered around Black women’s experiences, more people will get what they need to have a full, whole life. 

Sista Afya Community Mental Wellness has a community support approach to mental wellness. We believe that community support for people living with mental health conditions can foster healing, growth, freedom, and self-actualization.

They are currently only offering teletherapy (online therapy sessions) for those who live in Illinois due to COVID-19.

Click to sign up HERE


National Queer and Trans Therapists of Color Network 

The National Queer and Trans Therapists of Color Network (NQTTCN) is a healing justice organization committed to transforming mental health for queer and trans people of color (QTPoC). They work at the intersection of movements for social justice and the field of mental health to integrate healing justice into both of these spaces. Their overall goal is to increase access to healing justice resources for QTPoC.

The Mental Health Fund (MHF) for Queer and Trans Black, Indigenous, and People of Color began in 2017 in response to the increased violence, threats, surveillance, and instability following the presidential election in 2016. The MHF provides financial assistance to queer and trans people of color to increase access to affordable therapy support for QTBIPoC by QTBIPoC*. The program is designed to provide financial support for QTBIPoC to work with psychotherapists to address the economic barriers inherent in healthcare and the mental health system.

For more details about the Fund, click HERE.


Open Path Psychotherapy Collective 

OPPC is a non-profit nationwide network of mental health professionals dedicated to providing in-office and online mental health care—at a steeply reduced rate—to individuals, couples, children, and families in need. They provide middle and lower-income level individuals, couples, families, and children with access to affordable psychotherapy and mental health education services. to get started, click HERE



OpenCounseling is transforming mental health by giving people the information they need to find affordable treatment where they live.

OpenCounseling’s mission has been to connect people with local therapists they can afford. Early on, they focused on a limited network of resources. These included charitable networks, therapists with sliding-scale fees, and university programs that offered counseling sessions with student therapists for free or for minimal cost. 

Knowing how you can afford therapy is critical before you get started. They guide you through the pros and cons of using insurance, self-pay, state-funded and non-profit providers.


Here are some other options available in New York City.

Local NYC Mental Health Center Resources For All

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